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How to write your own personal ad - Dakota Caudilla
Writing a personal ad is like writing a love letter, a poem dedicated to your future life partner. You're essentially writing an ad seeking someone who could and would live the rest of...



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The budget is where so many advertisers fail. So many users new to Adwords and Pay Per Click quickly see their budget eaten up and dismiss the whole Adwords system as expensive and...

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Credit Card Late Charges And How To Avoid Them

 

It is simply getting ridiculous the charges credit card companies are imposing on consumers who are late making payments. Yes, creditors have a legal right to do what they are doing, however ethically speaking that is certainly open to debate! Let's look at some ways you can avoid costly credit card late fees:

1. Pay your bills on time. This one is obvious. When you get your bill, open it up and pay it right away. Waiting means forgetting or hoping that your payment arrives on time.

2. Pay online. Paying via your computer is faster than mail services, but there is still some lag time from when you authorize a payment and when the payment is finally credited to your credit card account.

3. Automatic payment. If your credit card provider permits it, have them automatically deduct a set amount from your account every month. That way they'll get their funds well in advance of their due date.

4. Fight it. Just because the credit card company said that your payment was late doesn't mean that it was late. Call them up and ask them to reverse the charge -- now as high as $39 -- and to adjust their records accordingly.

Allowing credit card companies to run roughshod over you is one sure way to worsen your credit card woes. Know your rights and take action as required.
About the Author

Copyright 2005 -- Matthew Keegan is The Article Writer who writes on a variety of topics including: advocacy, automobiles, aviation, business, Christian themes, family, news, product reviews, travel, writing, and more. Samples from his portfolio are available right online.

Written by: Matthew C. Keegan

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How To Train Your Dog To Respond When You Call - Michael Colucci
When you're trying to train your dog, one of the most important parts of training is getting the dog to come to you when you call them. This is a basic form of training and is one of...

 

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